How To Make Money When You’re Broke

Learning how to make money when you’re broke is tough. I know, I have been there and done that. It took me a while to do what I do now. I think it’s time we take a look as to why you’re broke. I know you are not lazy, the deadbeat person who is freeloading of your parents, sister, brothers, cousins, friends or children.

If you ARE freeloading of your children you must read this further. This is for you!

I’m So Broke I Can’t Afford Anything

Why are you so broke you can’t afford anything? You wake up every morning and you go to your regular job. You need to wake up because you, I don’t know, need coffee to wake up your brain. So you head out to a fancy coffee shop and buys, what, maybe $4 cup of cappuccino or a latte, because that’s your favorite coffee.

Then you can’t keep your nose clean you have to buy your boss a latte because he likes his fluffy. Of course, that’s coming from your pockets. You have to be nice because you want that promotion and things are going fantastically, woohoo!

I don’t know where you live but if you take your car to work and commute back ad forth from home and work. You are using, let’s be reasonable and say $40 every two weeks. Not bad $80 a month. Good gas mileage.

Even if you ride the subway or a taxi that’s even better, for the ozone layer. Way to go green!

Not to mention your meals for the day. I’m going to be conservative and say $10 per meal, three times a day, $30 or $20 a day depending on if you’re snacking, you might not be hungry to eat a full meal.

Where Are The Problems


Let’s do the math. You’re so broke that you must have your cappuccino, $112 per month, $4 a day for a week plus every day for 30 days.

My sister said, “I’m broke but I’m gonna go do my nails. Had to look good!” she said. Well, I guess you do what you have to do. A couple I know wants a date night, every night.

Hey, screaming kids, dirty dishes, messy house, and pets need to be looked after as well.

You need quality time for you, two adults that need this break. Need quality time away from the office.

I think it’s great to have date nights. I would love to go on one myself. However, date night every night, really?

Remembered the couple that wants to date night every night? They hate each other!

Come on now, if you are going to work on your relationship, you have to like each other, don’t you think?

Money wasted on date nights that won’t be improved or rekindled your relationship.

I think that money can be used to earn money elsewhere.

Other problems, gambling, if you are having fun gambling and think oh it’s just fun and games. What do you think about when that kind of fun and game when it can cost you up to a thousand dollars?

For me, that’s not fun anymore. I just gambled half my mortgage, rent, and bills right there. Now what?

Being in a relationship means you both, equally, have to share responsibilities. You must agree on one thing when it’s time to pay bills. Why not start a business that both can see eye to eye.

Read why most small businesses fail because owners do not agree with each other.

I have an opportunity for you to try. Maybe you’ll someday, make passive income that you wouldn’t use your car anymore for work. You’ll be working from home. Save on that gas money.

Why Are You Broke


Most of the time people either refuse to accept or acknowledge that the reasons they are broke because they have too many distractions.

What am I talking about? You have bills to pay. We all have bills to pay. That is normal I pay my bills too.

Can you name one person who is well off and not has to pay for anything? Every single person not living with family members have to pay for something.

You’re stressing out because all your bills are due at the same time. You paid all at once and you are left with a little, just to buy groceries. Now, you are worried that what if that extra money won’t last until the next payday.

You wouldn’t have to worry about it if you have passive income coming your way.

Ask me how I can help.

You have to go out with your friends to an overpriced restaurant to have an expensive plain salad which you can make better at home.

I get it you don’t want to be a Debbie Downer. You have to go out with your friends, it’s a status thing. You don’t want your so-called “friends” to gossip about you.

You think peer pressure only happens when your young and stupid. No, it happens even when we are adults too.

Paying too much for items you know you can’t afford. You like that brand name purse and you want it. But you charged it to your credit card.

A new bill or your credit card added a new charge making your balance increased. Now you had to pay more on a credit card bill that you were trying to pay off.

Listen, if you can’t afford with paying anything with cash, you can’t afford it, period.

How To Make Money When You’re Broke

You see my solution to all these distractions is this… Do Not compare your status with your friends on social media, period. We all know that your “friends” on social media could or be in the same boat as you are.

Most of these “friends” that you only know through social media are fake. Yes, I’ve said it’s, fake.

Let’s say this, if I have so much money and valuable items why would I post it there? Are you asking to be rob? Who are you showing off too?

Why would I tell my social media buddies that I am away from my house? So, someone gets that information to come to visit me while I’m not home.

I don’t know about you but to me it’s creepy! *shiver*

You see never put anything valuable formation on your timeline on your social media page.

Unless you are selling something online.

I know a great place to Make Money Online and it’s worth every penny you invest in.

Do it today!

Start here try it out it cost you nothing but time. I know you have time since you have been reading this far. Just do it, you can do this! If you are still skeptical about it you can read my review here.

I hope that the review will help you make up your mind if you want to try it out. Like I always said try it out before committing.

Thank you for reading my blog. I really appreciated your time as yours are as valuable as mine. If you have any comments, questions, or like to educate me, please feel free to do so. I love learning new things.


This is based on where I reside and my own experiences.

If you’re interested in a blog like mine, please visit me at my Wealthy Affiliate profile for more info.

6 thoughts on “How To Make Money When You’re Broke”

  1. Keylee – Thank you, this post really made me think! There are so many savings I could make, most are from habits that have formed over years of repetition. If I think about cutting out the coffee shop every morning and also making my own lunch rather than buying an overpriced sandwich the savings are amazing. In fact I could save enough in two weeks to cover 30 days at Wealthy Affiliate.

    Great Ideas,
    Thank You.

    • Hi, Mike, I’m glad I can help you save a little. hehe Some people tell me I can’t afford to join you because it costs too much but they don’t realize that if they cut the unnecessary stuff out they actually save a few dollars. It isn’t much but in the long run, it is. Thanks for coming, Mike.

    • You are so welcome Janet. Thanks for commenting on my post. I’m trying to help those that need a little push. I hope to open their eyes to stop spending money on things that aren’t important and invest in an opportunity that will last a lifetime. You never know unless you try.

  2. Hi Kelyee,

    I love this post! Straight to the point – if you can’t afford anything with cash then you can’t afford it full stop.
    With dedication and a clearer head, being able to work from home would give people more value to their money.
    I think it’s a great idea plus it would give others a chance to focus more on more long-term goals.
    Thanks very much for sharing!

    • Thank you for your kind words, Gayle. You are very welcome. It’s the truth if I can’t afford to buy the things I need without cash I won’t get it until I saved up for it.

      I hope that people get to understand where their financial status is.

      Learn how to be wealthy not be rich. There is a difference.


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